Senior Underwriter Jobs in Dubai – UAE at Cigna

Title: Senior Underwriter

Company: Cigna

Location: Dubai – UAE

Type: Full Time

Category: Finance

Cigna Global Healthcare Benefits (CGHB) is continuing to grow across the Middle East as is our experience and expertise. The Middle East Underwriting team has played a key role in this success and they are looking to recruit an Underwriter to join the team based in Dubai. Analysing the market and developing pricing strategies for our products by identifying the financial risks involved. In practice, this is both challenging and exciting, requiring you to develop a detailed understanding of every aspect of the Middle East business. The requirement to be involved with all our departments makes this a demanding yet ultimately very rewarding role. Over time, as you gain in experience, you will develop more innovative and sophisticated analytical tools which allow financial underwriting of group healthcare risks and, in turn, create opportunities for increasing profitability.

Key Accountabilities

Develop and maintain complex pricing models used by international group underwriters

Streamline financial metrics reports prepared by underwriting team

Evaluate, price and modify plan design for renewals and new business on Large Corporate quotations in compliance with underwriting authorities

Collaborate with relevant client managers and brokers to ensure clients’ expectations on product and pricing are met

Manage portfolio of accounts balancing profitability and revenue

Analyze results looking for trends and patterns that may require changes to benefits currently and into the future. Work with sales and the client to implement changes.

Work with sales and client management to improve their knowledge of the technical aspects of the business. Provide concise and clear instructions on what is happening to a risk and provide options to manage costs into the future.

Be market aware; understand the competition, the environment and the client’s needs.

Education and Experience


2-3 years of Insurance experience in finance, underwriting, actuarial or data analytics functions


Bachelor’s degree (or equivalent) in Finance, Mathematics, Engineering, Actuarial or similar

System knowledge requirement:

Advanced user of Microsoft Excel

Basic programming skills in VB scripts (or similar)

Ability to query large data sets using SQL

Exposure to tools such as Tableau is preferable


Process improvement and Excel modeling/reporting skills

High level of numeracy & accuracy

Excellent negotiation and communication skills

Ability to take ownership and time management

Able to manage stake holder expectations and deliver under pressure

About Cigna

Cigna Corporation (NYSE: CI) is a global health service company dedicated to improving the health, well-being and peace of mind of those we serve. We offer an integrated suite of health services through Cigna, Express Scripts, and our affiliates including medical, dental, behavioral health, pharmacy, vision, supplemental benefits, and other related products. Together, with our 74,000 employees worldwide, we aspire to transform health services, making them more affordable and accessible to millions. Through our unmatched expertise, bold action, fresh ideas and an unwavering commitment to patient-centered care, we are a force of health services innovation.

When you work with Cigna, you’ll enjoy meaningful career experiences that enrich people’s lives while working together to make the world a healthier place. What difference will you make…


About Cigna