Credit Officer – Private Banking Jobs in Riyadh at Emirates NBD
Title: Credit Officer – Private Banking
Company: Emirates NBD
We are looking for powerful players, game-changers and future leaders. At Emirates NBD, you will be part of an organization that puts its own people first, celebrates uniqueness and welcomes talent with open arms. Emirates NBD is expanding its services internationally across sectors including retail banking and wealth management, corporate and institutional banking, global markets and treasury, and Islamic banking. Join us and shape the future of banking.
The role holder at this level contribute to the preparation of new / renewal / amended credit proposals with recommendations backed by supporting justifications, after proper assessment of inputs received from customers / relationship managers. Their task includes information seeking, analysis and assessment of financials / verification of company and individual documentations, and constantly monitor the accounts for regularization of account positions etc. Their work is generally guided by the Private Banking Credit policy in force. The ideal candidate will perform the following tasks:
Collect information from various sources (i.e., customers / Relationship Managers / other Business Units) towards initiation of a credit proposal.
Analyze the information collected to make a proper assessment of the case to enable the management to take a decision on the credit proposals.
Prepare the proposals based on the information collected and its assessment with recommendations backed by the proper justifications and account strategy for resolution of any expected issues.
Adhere to the laid down procedures and policies while undertaking the above tasks.
Suggest possible alternative routes for improving the existing procedures and standards to further improve the customer satisfaction.
Maintain up-to-date knowledge of business processes and operating standards to ensure quality of work in the assigned areas.
Bachelor’s degree in business administration, Finance, or any related field.
3-5 years of experience.
Banking and credit analysis background is essential.
Problem solving skills.
Concern for quality.
Strong interpersonal skills.